Truckers Insurance in California
Trusted truckers insurance coverage from a 27-year Farmers Insurance agency. Serving California and all of Statewide.
Truckers Insurance in California
Trucking is the backbone of California's economy — and insuring trucks requires specialized expertise that most general insurance agencies don't have. Widjaja Insurance Agency has been writing truckers insurance in California for over 27 years, helping owner-operators, small fleets, and mid-size trucking companies find coverage that keeps them compliant, protected, and on the road.
What Truckers Insurance Covers
Truckers insurance includes several required and optional coverages: primary liability (required by FMCSA and California DOT), physical damage (collision and comprehensive for your truck and trailer), cargo insurance (protecting the freight you haul), bobtail/non-trucking liability (for when you're driving without a trailer), medical payments, uninsured motorist, and trailer interchange coverage.
California Trucking Regulations & Compliance
California's trucking regulations are among the strictest in the nation. CARB emissions requirements, weight restrictions, port access rules, and intrastate vs. interstate authority all affect your insurance needs. James Widjaja understands these complexities and will make sure your policy meets every regulatory requirement while keeping your premiums as competitive as possible.
Types of Trucking Operations We Insure
We insure a wide range of trucking operations: long-haul OTR, regional runs, local delivery, refrigerated (reefer) trucks, flatbed, tanker, intermodal, dump trucks, and specialty haulers. Whether you're an owner-operator running one truck or a fleet owner managing dozens of rigs, we'll build a program that fits your operation. We also assist with FMCSA filings, MCS-90 endorsements, and BMC-91 surety bonds.
Get Your Free Truckers Insurance Quote
The Central Valley is one of the most active trucking corridors in the country, and our Clovis office is right in the heart of it. If you're a trucker based in Fresno, Clovis, Madera, Visalia, Bakersfield, or anywhere in California, call us at 559-297-5964 or complete the quote form on this page. We'll get you a competitive truckers insurance quote fast.
Related Insurance Services
Free Truckers Insurance Quote
Get a personalized truckers insurance quote for California, CA.
Frequently Asked Questions
Truckers Insurance — Widjaja Insurance Agency
California truckers must carry primary liability insurance meeting FMCSA minimums ($750,000 for general freight, $1M for hazmat). An MCS-90 endorsement is required for interstate motor carriers. Most lenders and shippers also require cargo insurance and physical damage coverage on the truck and trailer.
Owner-operators typically pay $8,000–$20,000+ per year depending on cargo type, operating radius, and driving record. Central Valley truckers often find competitive rates through our Clovis office. Call James Widjaja at (559) 297-5964 for a specific quote — we're right in California's trucking corridor.
Bobtail (non-trucking liability) insurance covers your truck when operating without a trailer and not under dispatch — such as driving home after a delivery. If you're an owner-operator leased to a motor carrier, your primary trucking policy only covers you while under dispatch. Bobtail fills that gap and is typically required in your lease agreement.
Yes — we assist with FMCSA filings including BMC-91/91X (liability) and BMC-34 (cargo), as well as MCS-90 endorsements. We understand the regulatory requirements for both interstate and intrastate California trucking. Call (559) 297-5964 — we serve truckers throughout the Central Valley and statewide.
Protect What Matters in California
Get the truckers insurance coverage your family deserves. Free quotes, no obligation.
Call 559-297-5964