Crop & Ag Business Insurance in California
Trusted crop & ag business insurance coverage from a 27-year Farmers Insurance agency. Serving California and all of Statewide.

Crop & Ag Business Insurance in California
California is the nation's leading agricultural state, producing over $50 billion in farm products annually. From the vineyards of Napa to the almond orchards of the Central Valley, agriculture is a way of life — and protecting that livelihood requires insurance built for the unique risks farmers and ranchers face. Widjaja Insurance Agency offers comprehensive crop and agricultural business insurance throughout California.
Federal Crop Insurance Programs
Crop insurance protects your investment against losses caused by drought, flood, hail, frost, disease, pest damage, and declining market prices. The USDA's Federal Crop Insurance program, administered through approved private insurers, offers multiple plan options: Yield Protection (YP), Revenue Protection (RP), and Whole Farm Revenue Protection (WFRP). We help California farmers navigate these programs and select the right coverage for their specific crops and acreage.
Farm, Ranch & Agribusiness Coverage
Beyond crop insurance, your agricultural operation needs business coverage too. We offer farm and ranch policies that cover your buildings, equipment, livestock, stored grain, and farm vehicles. We also provide farm liability insurance, which protects you if someone is injured on your property or if your operations cause damage to a neighboring property. For agribusiness operations like packing houses, processing facilities, and farm stands, we offer tailored commercial packages.
Central Valley Agricultural Risks
The Central Valley — including Fresno, Tulare, Kern, Kings, and Madera counties — is the most productive agricultural region in the world. James Widjaja's office in Clovis is located right in the heart of this region, and he understands the specific risks that Central Valley farmers deal with: water scarcity, extreme heat, labor challenges, and the increasing threat of wildfire smoke damage to crops.
Get Your Free Ag Insurance Quote
Whether you grow almonds, grapes, citrus, stone fruit, pistachios, cotton, or tomatoes — or raise cattle, dairy, or poultry — we have insurance solutions that fit your operation. Call 559-297-5964 or fill out the quote form to speak with an agent who understands California agriculture.
Related Insurance Services
Free Crop & Ag Business Insurance Quote
Get a personalized crop & ag business insurance quote for California, CA.
Frequently Asked Questions
Crop & Ag Business Insurance — Widjaja Insurance Agency
Federal crop insurance programs cover yield losses from drought, flood, hail, frost, fire, insects, and disease. Revenue Protection (RP) policies also cover price declines. Whole Farm Revenue Protection (WFRP) covers your entire operation's revenue in one policy. Coverage is available for most California crops including almonds, grapes, citrus, tomatoes, and pistachios.
Crop insurance is not legally required, but most agricultural lenders require it to secure farm loans. For Central Valley growers who depend on a single season's harvest, crop insurance is critical — a drought, frost, or pest outbreak without coverage can be financially devastating. Call James Widjaja at (559) 297-5964 to discuss your options.
Crop insurance covers your growing crops against yield or revenue loss. Farm and ranch (ag business) insurance covers your farm's buildings, equipment, vehicles, livestock, and liability. Most agricultural operations need both programs. James Widjaja can quote both — call (559) 297-5964.
Yes — our office is in Clovis, CA, in the heart of the San Joaquin Valley. We serve farms throughout Fresno, Tulare, Kings, Madera, and Kern counties, and statewide. With 27 years of experience, James Widjaja understands the specific risks facing California growers. Call (559) 297-5964.
Protect What Matters in California
Get the crop & ag business insurance coverage your family deserves. Free quotes, no obligation.
Call 559-297-5964