Boat & RV Insurance in California
Trusted boat & rv insurance coverage from a 27-year Farmers Insurance agency. Serving California and all of Statewide.
Boat & RV Insurance in California
California's lakes, rivers, coastline, and wide-open highways make it a paradise for boating and RV enthusiasts. Whether you're taking your bass boat out on Millerton Lake, cruising the Sacramento Delta in a pontoon, or driving your motorhome up the 395 to Mammoth, you need insurance that's built for the way you use your recreational vehicles. Widjaja Insurance Agency specializes in boat and RV insurance for California owners.
What Boat Insurance Covers
Boat insurance covers a wide range of watercraft — from fishing boats and pontoons to sailboats, jet skis, and personal watercraft. Our policies include hull coverage, liability protection, medical payments, uninsured watercraft coverage, and protection for your fishing equipment, electronics, and trailers. If you dock at a marina, we can add coverage for slip liability as well.
What RV Insurance Covers
RV insurance is different from standard auto insurance because your RV is both a vehicle and a living space. We offer comprehensive RV policies that cover collision, liability, personal belongings inside the RV, awnings and attachments, emergency expense coverage, and full-timer options for those who live in their RV year-round. Whether you own a Class A motorhome, a fifth wheel, a travel trailer, or a camper van, we have you covered.
Why You Need Dedicated Coverage
One of the biggest mistakes recreational vehicle owners make is relying on their standard auto policy to cover their boat or RV. In most cases, auto insurance doesn't provide adequate coverage for these specialized vehicles. James Widjaja has 27 years of experience helping California families avoid costly coverage gaps. We'll review what you have, identify what's missing, and build a policy that actually protects your investment.
Get Your Free Boat & RV Insurance Quote
We serve all of California — from the lakes of the Sierra Nevada to the beaches of Southern California. Bundle your boat or RV insurance with your auto and home policies to save even more. Contact us at 559-297-5964 or fill out the form on this page for a free quote.
Related Insurance Services
Free Boat & RV Insurance Quote
Get a personalized boat & rv insurance quote for California, CA.
Frequently Asked Questions
Boat & RV Insurance — Widjaja Insurance Agency
California does not legally require boat insurance, but most marinas and lenders require it — and it's essential for protecting yourself financially if you cause a boating accident. Your auto insurance provides zero coverage on the water. Call James Widjaja at (559) 297-5964 for a free boat insurance quote.
RV insurance covers collision damage, comprehensive losses (fire, theft, weather), liability protection, personal belongings inside the RV, awnings and slide-outs, and emergency expense coverage. Full-timers can add primary dwelling coverage. A standard auto policy does NOT adequately cover an RV — you need a dedicated RV policy.
Yes — bundling multiple recreational vehicle policies often results in meaningful savings. You can also bundle with your home and auto insurance through Farmers Insurance for additional discounts. Call James Widjaja at (559) 297-5964 to get a combined quote.
Call James Widjaja at (559) 297-5964 or fill out the quote form on this page. We'll need the make, model, year, and value of your vessel or RV and provide a personalized quote, usually within one business day. Our office is at 642 Pollasky Ave Suite 100, Clovis, CA.
Protect What Matters in California
Get the boat & rv insurance coverage your family deserves. Free quotes, no obligation.
Call 559-297-5964