Fresno, Clovis & Central Valley
Insurance Services for the Central Valley
Jimmy Widjaja at Widjaja Insurance Agency has been protecting Fresno, Clovis, and Central Valley families and businesses for 27+ years through Farmers Insurance. Find the right coverage below.
Personal Insurance
Home, auto, fire risk, umbrella, and recreational vehicles
Comprehensive homeowners insurance for Clovis families. Covers dwelling, personal property, liability, and loss of use.
Protect your Fresno home with coverage tailored to Central Valley risks — including wildfire, theft, and water damage.
Got a non-renewal notice? Farmers Insurance still writes in many Fresno County high-risk zip codes. We can help when others won't.
Understand your alternatives to the FAIR Plan — often more comprehensive coverage at comparable prices.
Personal auto insurance for Clovis drivers. Multi-vehicle discounts, bundling, and local claims service.
Auto insurance for Fresno drivers. Comprehensive, collision, liability, and uninsured motorist coverage.
Local auto insurance for Sanger and eastern Fresno County drivers. Competitive rates from a trusted Farmers agent.
Auto insurance for Selma and south Fresno County residents. Bundle with home and save up to 20%.
Auto coverage for Reedley drivers in eastern Fresno County. Personalized service from a local agent.
Auto insurance for Hanford and Kings County drivers. Multiple carriers, competitive rates, free quotes.
Extra liability protection above your auto and home limits. Protects your savings, home equity, and future earnings.
Coverage for all bike types — cruisers, sport bikes, and touring motorcycles. Custom parts coverage included.
Specialized coverage for manufactured homes and travel trailers in California's mobile home communities.
Protect your recreational vehicles on and off the water. Personal property coverage for boats, jet skis, and RVs.
Business Insurance
BOP, workers' comp, contractors, commercial auto, and ag coverage
Bundles general liability + commercial property into one affordable policy. Built for small to mid-size Central Valley businesses.
Required by California law for all employers with one or more employees. Covers medical costs and lost wages for injured workers.
General liability, workers' comp, commercial auto, and tools coverage bundled for Central Valley contractors.
Protects your business from third-party bodily injury and property damage claims.
Covers vehicles used for business — from single work trucks to full fleets across the Central Valley.
Specialized coverage for San Joaquin Valley farms — crop insurance, equipment, farm liability, and ag commercial auto.
For owner-operators and fleets on California's I-5 and Highway 99 corridors. Primary liability, cargo, and physical damage.
Coverage for landlords and property investors — apartment buildings, multi-family properties, and rental homes.
Life Insurance
Term, whole life, mortgage protection, and IUL
Affordable coverage for a set term — 10, 20, or 30 years. Ideal for income replacement during your working years.
Permanent coverage with cash value that grows tax-deferred. A lifetime asset for your family and estate.
Ensures your family can keep the home if you pass away or become disabled. Tied directly to your mortgage balance.
Market-linked growth with a downside floor. Tax-advantaged wealth building for high-income Central Valley families.
Not Sure Which Coverage You Need?
Call Jimmy — a licensed, local Farmers Insurance agent — for a free consultation. No sales pressure, no call center. Just honest guidance from someone who has been protecting Central Valley families for 27 years.