Your Local Farmers Insurance Agent in Clovis & Fresno, CA
I'm James Widjaja, a Farmers Insurance agent proudly serving Clovis, Fresno, and the entire Central Valley for over 27 years. Whether you need home, auto, business coverage, or protection from California's wildfire risk, my agency provides real local guidance — not a 1-800 call center. Stop by our office on Pollasky Ave, call (559) 297-5964, or get a free quote online today.
Get Your Free Quote
Bundle & save on Auto + Home. A licensed agent will contact you within minutes.
Recognition & Awards
California's Most Decorated Farmers Agent
27 years of consistent excellence — recognized at the highest levels of the industry.
20x Topper Club
Top 10% of all Farmers agents nationwide — 20 consecutive times.
10x Championship Member
Top 2% of Farmers agents in the country. Consistency at the elite level.
MDRT Member
Million Dollar Round Table — recognized globally as a top financial professional.
Century Club & Record
100+ life policies in a single year. Holds the largest life insurance case in Farmers history.
What We Cover
Coverage for Every Chapter of Life
From your first car to your business empire — we protect what you've worked hard to build.
Home & Auto Insurance
Protecting your home is protecting your family's biggest investment. I help Clovis and Fresno homeowners find the right coverage — including fire-risk and wildfire-prone areas. If you're on the California FAIR Plan, call me first. Bundle home + auto and save up to 20%.
Business Insurance
Running a business in the Central Valley? I specialize in business owners policies (BOP), contractors insurance, workers' compensation, and commercial coverage tailored to your specific industry. Get a free consultation today.
Life Insurance
Protect your family's future. Term, whole life, mortgage protection, and IUL — explained clearly, without the jargon. Your family deserves real protection, not a confusing policy they'll never understand.
Why Clovis & Fresno Trust James Widjaja
A Local Agent.
Not a Call Center.
Most people are underinsured and don't know it. After 27 years, James Widjaja has made it his mission to close that gap — real advice, real coverage, from a real neighbor.
- 27+ years serving Clovis, Fresno, Madera, Sanger, and Selma
- Local agent — real person, real advice, not a call center
- Speaks English and Spanish
- Walk-ins welcome at 642 Pollasky Ave Suite 100, Clovis CA 93612
- Available after hours by appointment
- CA License #0C55967
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Our Story
27 Years of Protecting California Families
James Widjaja founded Widjaja Insurance Agency in Clovis, CA with one goal: to make sure every client truly understands their coverage. Too many people pay for policies they don't understand — and find out the hard way when a claim is denied.
Over 27 years, James has earned 20 Topper Club awards (top 10% of Farmers agents nationwide), 10 Championship Member distinctions (top 2%), and the record for the largest life insurance case in Farmers Insurance history. He's an MDRT member and Century Club achiever.
Today, with his son Titan Widjaja joining the agency (CA License: 4298759), the team continues to serve all of California — including high-risk fire zones that other agencies turn away. Their commitment: quality coverage, honest advice, and client education above all else.
Coverage Area
Serving ALL of California — Every Zip Code
Unlike many agencies that limit their service area, we proudly serve every corner of California — from San Diego to the Oregon border, coast to mountains. We don't turn anyone away.
Contact Us
Central Valley Focus
Most-Searched Services in Fresno & Clovis
From fire insurance non-renewals to mandatory workers' comp, here's where Central Valley families and businesses need help most.
High-Risk Fire Home Insurance
Non-renewed by State Farm or Allstate? We still write policies in high-risk Fresno County zip codes including eastern Clovis, Friant, and foothill communities.
Learn moreHome Insurance — Fresno & Clovis
Comprehensive homeowners insurance for Central Valley families. Dwelling, personal property, liability, and loss of use coverage built for Fresno County.
Learn moreBusiness Owners Policy (BOP)
Bundles general liability + commercial property into one affordable policy. Built for Clovis and Fresno small businesses and professional offices.
Learn moreWorkers' Comp — Fresno & Clovis
California requires workers' comp for every employer with 1+ employee. We quote fast — most Clovis and Fresno businesses receive a quote within one business day.
Learn moreContractors Insurance
GL, workers' comp, commercial auto, and tools coverage bundled for Central Valley contractors, GCs, and subcontractors.
Learn moreFAIR Plan Alternatives
The FAIR Plan often leaves critical gaps — no liability, limited personal property. Explore private alternatives that provide fuller protection at competitive rates.
Learn moreTestimonials
What Our Clients Say
Real reviews from real California families and businesses we've protected.
James took the time to explain every detail of our coverage. We saved over $200/month by bundling our auto and home insurance. Best agent we've ever worked with.
After being denied by three other agencies for our property in a fire zone, James found us comprehensive coverage at a reasonable rate. He truly goes above and beyond.
Our commercial policy was a mess before we switched to Widjaja Insurance. James restructured everything — BOP, liability, workers' comp — and actually saved us money.
FAQ
Frequently Asked Questions
Quick answers about our coverage, service areas, and how to get started.
What types of insurance does Widjaja Insurance Agency offer?
We offer a full range of Personal Insurance (Auto, Home, Umbrella, Motorcycle, Boat, RV, Mobile Home, Travel Trailer), Commercial Insurance (BOP, Commercial Auto, General Liability, Workers Comp, Truckers, Crop/Ag, Contractors, Habitational, Inland Marine), and Life Insurance (Term Life, Whole Life, Mortgage Protection, IUL).
Does Widjaja Insurance Agency serve areas outside of Clovis, CA?
Yes! We serve ALL of California — every zip code, including high-risk fire areas that many agencies turn away. Whether you're in Fresno, Los Angeles, San Francisco, or anywhere in the state, we can help.
How do I get a free insurance quote?
You can get a free quote by filling out the form on our website, calling us at 559-297-5964, or emailing jwidjaja@farmersagent.com. A licensed agent will contact you within minutes.
What makes Widjaja Insurance Agency different from other agencies?
With 27 years of experience, 20x Topper Club awards (top 10% of Farmers agents nationwide), 10x Championship Member status (top 2%), and the largest life insurance case in Farmers history, we bring unmatched expertise and dedication to every client.
Can I bundle my auto and home insurance for a discount?
Absolutely! Bundling your auto and home insurance is one of the best ways to save money while getting comprehensive coverage. Contact us for a free bundle quote and see how much you can save.
Ready to Protect What Matters Most?
Call James at (559) 297-5964 or click below to get your free, no-obligation insurance quote. Serving Clovis, Fresno, Madera, Sanger, Selma, and all of California's Central Valley.