The Agency That
Puts You First
For over 27 years, Widjaja Insurance Agency has been the Farmers Insurance agency that California families and businesses trust for honest advice, thorough education, and coverage that actually protects.
Our Story
Built on Education, Trust & Real Protection
Most people are underinsured and don't even know it. Jimmy Widjaja made it his mission to change that.
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"I never wanted to be the agent who just sold you a policy and disappeared. I wanted to be the one who made sure you actually understood what you were buying — and that it would be there when you needed it most."
— Jimmy Widjaja, Founder
Jimmy Widjaja didn't start his career in insurance. He started with a belief: that people deserve to understand what they're paying for. When he founded Widjaja Insurance Agency in 1999, the insurance industry was full of agents who sold policies as fast as possible and moved on. Jimmy took a different approach.
He sat down with every client. He drew out policy structures on whiteboards. He explained deductibles, exclusions, and coverage limits until each person felt confident they were truly protected — not just insured.
That approach doesn't just build trust — it builds a career. Over 27 years, Jimmy has earned 20 Topper Club awards (top 10% of Farmers agents nationwide), 10 Championship Member distinctions (top 2%), and set the record for the largest life insurance case in the entire history of Farmers Insurance.
He's an MDRT member (Million Dollar Round Table) and Century Club achiever — achievements that don't come from pushing unnecessary products, but from genuine, long-term client relationships.
Today, Jimmy leads a team that serves every zip code in California — including high-risk fire zones that most agencies refuse to touch. When other agents say no, Jimmy finds a way.
Awards & Recognition
Decades of Excellence
Industry awards that reflect decades of client trust — not sales tactics.
Our Journey
25 Years of Milestones
Key moments that shaped our agency and the clients we protect.
Jimmy Widjaja opens Widjaja Insurance Agency in Clovis, CA, partnering with Farmers Insurance.
Jimmy Widjaja opens Widjaja Insurance Agency in Clovis, CA, partnering with Farmers Insurance.
Recognized in the top 10% of all Farmers agents nationwide for the first time.
Recognized in the top 10% of all Farmers agents nationwide for the first time.
Inducted into the Million Dollar Round Table — the premier association of financial professionals.
Inducted into the Million Dollar Round Table — the premier association of financial professionals.
Achieves top 2% of Farmers agents nationwide, earning Championship Member status.
Achieves top 2% of Farmers agents nationwide, earning Championship Member status.
Closes the largest life insurance case in the entire history of Farmers Insurance.
Closes the largest life insurance case in the entire history of Farmers Insurance.
Titan Widjaja earns his license and joins the agency, bringing the next generation of expertise.
Titan Widjaja earns his license and joins the agency, bringing the next generation of expertise.
The Next Generation
Meet Titan Widjaja
Titan Widjaja represents the next generation of the agency. Following in his father's footsteps, Titan brings fresh energy and a modern approach to insurance while maintaining the core values of education, transparency, and client-first service that the agency was built on.
Together, Jimmy and Titan combine decades of experience with new perspectives — serving every corner of California, including high-risk fire zones and areas that other agencies refuse.
Our Values
What Sets Us Apart
Six principles that guide every client interaction, every policy recommendation, every day.
Education First
We explain, not just sell
Every client deserves to understand what their policy covers — and what it doesn't. We teach before we sell.
No One Gets Turned Away
Every zip code, every risk
We serve ALL of California — including high-risk fire zones most agencies refuse. If you've been declined, call us.
Honest, Transparent Advice
Trust over transactions
We'll never push coverage you don't need, and we'll always flag gaps. Our reputation is built on doing the right thing.
Tailored Coverage
Your life, your policy
No cookie-cutter policies. We analyze your specific situation and build a plan that protects what matters most to you.
Claims Support
We're there when it counts
When disaster strikes, we're in your corner. We advocate for you during the claims process and fight for fair outcomes.
Full-Service Agency
One team, complete coverage
Personal, commercial, and life insurance under one roof. One agent who knows your whole picture — not a revolving door.
Client Stories
What Our Clients Say
Real feedback from California families and businesses we're proud to protect.
Jimmy took the time to explain every detail of our coverage. We saved over $200/month by bundling our auto and home insurance. Best agent we've ever worked with.
After being denied by three other agencies for our property in a fire zone, Jimmy found us comprehensive coverage at a reasonable rate. He truly goes above and beyond.
Our commercial policy was a mess before we switched to Widjaja Insurance. Jimmy restructured everything — BOP, liability, workers' comp — and actually saved us money.
Coverage Area
Every Corner of California
Unlike agencies that limit their service area, we serve every city, county, and zip code in California — from San Diego to the Oregon border, coast to mountains.
Ready to Work With Us?
Get a free, no-obligation quote from a licensed agent who puts your needs first — not a call center, not a chatbot, a real person.